New Home Office Regulations from 2025: What Telework Includes
For employees, the change from 2025 will make it possible to perform their work not only within their own four walls, but also, for example, at family members' homes or in coffee shops. Different regulations apply to accident insurance protection depending on the location.
Home Office Becomes "Telework" in 2025
For "telework in the narrow sense" - that is, in one's own apartment, at relatives' homes or in co-working spaces - the commute should also be protected by accident insurance. The prerequisite for insurance coverage is that the relatives' place of residence or the co-working space is located near one's own apartment or workplace, or the distance corresponds to the usual commute.
"Work from Anywhere" Only with Agreement
For "telework in the broad sense", meaning at all other locations, there should be no commute protection. Although the individuals are then legally protected in the event of a work accident while performing work on site. However, there is no accident insurance protection on the way to a coffee shop or even a hotel.
The law also stipulates that telework and the places where it can be performed must be agreed upon in writing with the employer. The location-independent "work from anywhere" must therefore be mutually agreed upon.
(APA/Red)
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